People aged 50 and up who are looking to ramp up their retirement savings through the use of catch-up contributions to IRAs ...

When an unexpected expense comes up, you might consider borrowing from your retirement account. Most qualified retirement plans, such as 401(k) and 403(b) plans, offer employees the option to borrow ...

Forbes contributors publish independent expert analyses and insights. I show you how to save and invest. In the world of obscure IRS tax code references, 401(k) retirement plans get most of the ...

A common category of errors found by the IRS, 403(b) plans need to understand all provisions of the universal availability rules. Failure to comply with universal availability (UA) rules is still one ...

What Is 403(b) Plan Conversion Process? The 403(b) plan conversion process involves transferring funds from a 403(b) plan to another retirement account, such as a Roth IRA or Traditional IRA. The ...

Ben Franklin said "a penny saved is a penny earned." This simple but powerful adage underlies any savings and investment program, whether established by someone on their own or whether they ...

Advisers who serve school districts can add value by sitting down with employees to make sure they appreciate the benefits they receive through a 403(b) plan. Public K-12 school systems that offer 403 ...

Rollover is a term frequently used in the world of retirement savings, representing the process of moving funds from one retirement account to another. When contemplating retirement plans, ...

Christina Majaski writes and edits finance, credit cards, and travel content. She has 14+ years of experience with print and digital publications. Andy Smith is a Certified Financial Planner (CFP®), ...