Auto insurance coverage comes in many forms, and what you'll pay — both for your premium and if you need to file a claim — will rely heavily on the coverages you choose. Two of the primary types ...

Keep organized records, check insurer reviews and update your policy after major life changes to maintain proper protection without paying for unused coverage.

Your car insurance quote will generally show the insurer's suggested limits—usually more than the mandated minimums—for each ...

Collision insurance pays for repairs to your vehicle if you hit another car or object, such as a tree or guard rail. Comprehensive insurance pays for car theft and damage to your car caused by ...

Life is unpredictable. Your car might sit safely in the driveway today. Tomorrow, a fallen tree could crush it or thieves could target it. These moments often strike without warning — and without ...

Comprehensive auto insurance covers your vehicle’s repair or replacement costs if it’s stolen or damaged by a non-collision event. Find out the cost and coverage to determine if it's right for you ...

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

Our team looked at over 100 of the top auto insurance providers in the U.S., from national providers like USAA, Travelers, and State Farm to regional providers like Erie Insurance. 8,500 Data Points ...

The 100,000 mile rule refers to the general recommendation to drop collision and comprehensive coverage on cars once they've ...

Michael Evans writes about insurance and other finance topics for Investopedia. An insurance industry veteran, he has covered personal finance for more than 20 years for publications including ...