A defined benefit plan ( Q 3715) that is not structured as a cash balance plan or that is not top heavy, as determined under IRC Section 416, must provide vesting based on credited service that is at ...

With the tax savings it offers, a Section 125 plan can be a nice addition to a benefits package. Here are the pros and cons of these plans.

Choosing between a defined benefit vs. defined contribution plan can make or break your retirement strategy. The difference comes down to who takes on the risk — your employer or you. A defined ...

Discover if higher pay or better benefits lead to smarter job decisions. Learn the value of benefits like healthcare, remote work, and retirement options.

For years, extra perks in Medicare Advantage (MA) caught people's attention. Dental care, grocery cards and gym memberships made plans feel generous and easy to sell. But over the ...

We collaborate with the world's leading lawyers to deliver news tailored for you. Sign Up for any (or all) of our 25+ Newsletters. Some states have laws and ethical rules regarding solicitation and ...

The deadline to enroll in the military's Survivor Benefit Plan during this year's open season has just shortened -- dramatically. Congress authorized the open season for military veterans to buy into ...

We collaborate with the world's leading lawyers to deliver news tailored for you. Sign Up for any (or all) of our 25+ Newsletters. Some states have laws and ethical rules regarding solicitation and ...

Each year, RIT is required by law to make Summary Annual Reports (SARs) available to its benefit plan participants. The report provides information on the benefits we have reported to the Federal ...