The three-bucket idea sounds neat in theory. The real challenge is translating it into Indian accounts, funds and tax rules ...

Managing an investment portfolio in retirement is like playing a game of tug-of-war against yourself. On the one hand, you need to pull cash out of a portfolio for monthly expenses. On the other hand, ...

This comprehensive study analyses retirement-income bucket strategies versus the traditional systematic withdrawal approach. The primary advantage of these strategies lies in their ability to address ...

A recent academic study is perhaps the most comprehensive analysis yet of whether bucket approaches are superior to other retirement funding strategies. The idea behind bucket approaches is to divide ...

Building a nest egg of investments is a key part of preparing for a comfortable retirement. But it’s also important to have some money on the sidelines to cover living expenses without requiring you ...

Each of us, unless we're independently wealthy, needs a good retirement plan that outlines how much money we'll need to amass before we retire, how we'll get it, and how we'll withdraw from it in a ...

I often compare retirement income planning to trying to hit a moving target in the wind. The target is your retirement goals – essentially what you want to spend and accomplish with your finances. The ...

When it comes to your retirement, one of the biggest fears you may have is that you'll run out of money before you run out of time -- and it's a common worry. According to a 2020 survey by Allianz ...

The recent drop in the market has made many retirees apprehensive about investing in stock. The biggest threat to your portfolio may be your own investments decisions. The two greatest risks include ...

The "bucket" strategy involves dividing your assets by different time periods. This approach can work well, but it's not perfect, or best for everyone. Consider it as a possible plan you might use, ...

If you worry that you'll run out of money in retirement, this asset allocation plan might help ease your fears. When it comes to your retirement, one of the biggest fears you may have is that you'll ...