ChexSystems tracks negative banking history for up to five years and is used by over 90% of U.S. banks and credit unions to screen new accounts. You can get a free ChexSystems report annually and ...

Opening a checking account is often one of the first steps people take when managing their personal finances. It’s a convenient way to manage your finances on a day-to-day basis. However, while it may ...

If you’ve previously applied for a checking account and were denied, chances are the bank used a consumer reporting agency called ChexSystems to review your banking profile and saw a history of ...

If you've ever been denied a bank account, it is likely because of negative actions in your ChexSystems report. ChexSystems is a consumer reporting agency that collects information on the opening and ...

We all know that opening too many credit cards at once is a big no-no. It can screw up your credit report, which affects a lot in your financial life. But what about opening bank accounts, like ...