The Citi Diamond Preferred Card tops our list of the best balance transfer cards -- no annual fee, a long 0% intro APR period, and solid everyday perks.

The Citi Diamond Preferred Card has a limited-time 3% intro balance transfer fee -- making it one of the strongest cards for paying down credit card debt in 2026.

Carrying a credit card balance from month to month usually means getting hit with steep interest charges. The average credit card interest is more than 22%, making it even more expensive to carry ...

A balance transfer credit card allows you to transfer the debt balance from other credit cards onto a single card. While there is typically an upfront fee, most balance transfer cards offer a low ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

“We’ve been aggressively paying down our credit cards.” ...

Even if you're not able to pay off the full statement balance on all of your credit cards, you should aim to continue paying the minimum each card requires. This won't eliminate y ...

Katharine Paljug is a financial writer and editor with over a decade of industry experience. Her writing has covered nearly every aspect of the financial world, from investing in forex to paying for ...