A credit privacy number, or CPN, is a nine-digit number similar to a Social Security number. Companies may try to sell you a CPN with promises of guaranteed loan approval, but this is a scam. Using a ...

Imagine if you could press a reset button on your credit history — wipe the slate clean and start fresh. Sounds tempting, right? That’s exactly what some ...

Credit repair consultancy firm Legal New Credit File is helping customers get a new FICO credit number by taking advantage of the 1974 privacy act law, so they can apply for new credit cards, get new ...