Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus explore coverage benefits and an example.

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

People don't get to choose the illnesses that render them too disabled to work, but insurance companies have the power to approve or deny claims based on where in the body their condition exists. It's ...

Disability insurance is a type of insurance that is intended to provide income in the event that a worker can no longer perform their work, as a result of a disability. Sometimes this disability ...

People regularly ask me about disability insurance. They say things like, “I’m as healthy as a horse. Do I really need that?” Or “I think I have some disability coverage provided through my work, but ...

One in four 20-year-old Americans will be disabled before they reach age 67, according to the Social Security Administration. This reality underscores the need for long-term disability insurance (LTDI ...

Pushing Limits continues its coverage of breaking developments in the disability community. This week, we look at the growing ...

Doctors exiting their Residency or Fellowships are faced with many new challenges upon leaving school. Don't let insurance coverage be one of them. The Standard is offering individual disability ...

WELLESLEY, Mass., Oct. 22, 2024 /PRNewswire/ -- Sun Life U.S. is expanding its Healthcare Professional long-term disability (LTD) coverage, which is designed to address the unique needs of healthcare ...

Here at Money Digest, we frequently advocate for budgeting to live within your means, establishing an emergency fund, contributing toward retirement, and other healthy financial habits. Yet something ...