Learn how claims-made insurance policies provide business coverage for late-filed claims, and compare them with occurrence policies to make informed decisions.

Subrogation is the process by which your insurance company seeks financial reimbursement for claims it paid out but wasn’t financially responsible for. For example, if you were in a car accident but ...

What Is an Annuity Claim? An annuity claim refers to the formal request made by an annuitant or their beneficiaries to ...

Costs for removal of debris are also covered, up to a limit. Homeowners’ policies automatically include coverage for ...

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Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. MoMo Productions / Getty Images The coinsurance formula is the homeowners insurance formula ...

Households are braced for damage to their homes and gardens amid the latest storm to hit the UK. This could cause yet another rise in home insurance claims and payouts but there is a storm definition ...

Own Damage, Knock-for-Knock (OD-KFK) is a type of motor insurance you can claim from your own car insurer if the accident you were in is not your fault. And you get to keep your No Claim Discount (NCD ...