The reinvestment rate is key for fixed-income investments. Find out how it works, with examples and risks to consider for better financial decision-making.

Explore the meaning of a negative interest rate environment, its economic implications, and how it affects banks, consumers, and investments globally.

If your card balances have ballooned, whether from year-end holiday spending or unexpectedly higher expenses, here are some strategies to consider.

It wasn't that long ago when the average mortgage interest rate was comfortably over 7%. In August 2023, for example, the average rate on a conventional 30-year term was 7.31%, marking the highest ...

Whether you already have student loan debt or you're trying to decide if you should take out loans for school, being able to calculate how much interest you'll ultimately pay for those loans is vital ...

Credit card issuers may choose to continue to lend to borrowers with good or better credit scores if a 10% cap gains traction ...

You’re more likely to find rates below 5.00% when you have a higher credit score ...

The neutral rate—the interest rate at which monetary policy is neither accommodative nor restrictive—is a theoretical concept that cannot be directly observed, only estimated. The neutral rate is an ...

After the record lows that mortgage interest rates hovered near for most of 2020 and 2021, even a casual observer could tell you what a "good" rate could be considered to be at the time. A rate under ...

What Is a Good Interest Rate on a Savings Account? You’ll typically find the best savings interest rate offered by what’s known as a high-yield savings account. A high-yield savings account offers ...

The Fed cut interest rates by a quarter point, as expected, but there were dissents in the final vote. If we look all together, we expect two rate cuts next year, which is one more than the Fed. A ...