Mortgage rates continue to ease lower. According to Money’s daily survey, the 30-year fixed-rate loan averaged 6.845%, a 0.032 percentage point decrease. Rates for all other loan types are lower as well. On Wednesday afternoon, the Federal Reserve ...

Fed rate cuts could ease credit card and deposit rates, but auto loans and mortgages may stay high due to risk and long-term inflation expectations.

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. Average business loan rates start at 6.60% for banks, but might be ...

Discover the most competitive auto loan rates available in 2025.

Monetary policy guides inflation and economic growth. Learn what it means, the main types, and how central banks manage interest rates and stabilize the economy.

Beginning on July 31, Money’s daily mortgage rates are a national average and reflect what a borrower with a 20% down payment, no points paid and a 780 credit score — considered an excellent score that qualifies a borrower for the best rates — might ...

Personal loans may be seen as a last resort for covering large expenses or consolidating debt, but they can actually be a helpful financial tool. They offer lower interest rates than credit cards and often don't require collateral, making them a safer and ...