There’s a common misconception that life insurance is only useful after someone dies. But modern policies can offer powerful ...

See the tax advantages and downsides.

Many people brush off life insurance as something people buy out of fear or obligation; an unnecessary monthly expense for a ...

Typically, life insurance is understood as a means of financial protection for dependents following the policyholder's death. However, certain policies offer support during the policyholder's lifetime ...

Learn more about how taxes apply to life insurance proceeds and when you do (and don’t) have to pay taxes on life insurance.

Just as investments can be an integral part of your financial plan, so too can life insurance. Universal life insurance, in particular, offers a unique blend of insurance coverage and investment ...

Helping senior clients through estate planning requires a comprehensive strategy that includes consultations with their legal and tax advisors to ensure proper asset distribution, minimize tax ...

Benjamin Franklin once famously opined that nothing in the world could be certain but death and taxes. But when it comes to estate planning, how can you separate the certainty of the former from the ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...