Decide whether a home equity loan or line of credit is best suited for your financial goals ...

The holiday season usually means Americans are running up their credit card debt. Come January, lenders are typically fielding a plethora of inquiries for home equity lines of credit for people ...

Lines of credit and credit cards are both forms of revolving credit. You can expect more flexible payment terms with a line of credit, while credit cards tend to offer greater convenience and rewards.

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness, allowing for financial recovery.

“A broken-down car, a vet bill, and our stove was broken, and then suddenly – boom – there’s your debt,” says the 37-year-old ...