Quick Read Average American cardholder owes $7,886 with credit card interest rates near 23%. Issuer margins prevent Fed rate ...

This article discusses how debit and credit cards work, including their pros and cons. It ends with some helpful tips and ...

Refunds typically take about three business days to appear on your account. However, the time to get a refund on your credit ...

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

Robb Sommerfeld used a popular business credit card to help manage finances at National Center for Craftmanship (NCC), a nonprofit where he serves as an executive director — until the bank suddenly ...

Credit card issuers may choose to continue to lend to borrowers with good or better credit scores if a 10% cap gains traction ...

Missed a credit card payment in 2026? Here's what happens next with late fees, interest, credit score timing, and the fastest ...

Banks frequently issue unsolicited credit limit increases, primarily targeting consumers who are already carrying a credit ...

Lucy Lazarony is a veteran financial journalist with nearly 30 years of experience covering credit, credit cards, and ...

If your credit card was declined while you were trying to make a purchase, don’t panic — there are several reasons why this could’ve happened, many of which can be resolved quickly. Some common ...