A smart refinance can save you thousands, but only if you know how to avoid costly pitfalls, calculate true savings and ...

How does refinancing a mortgage work? A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial benefits, ...

Student loan refinance rates have been dropping over the last week. As of January 8, 2026, student loan refinance lenders are ...

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To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to say, complete with sample sentences that you can use as you kick off a ...

Saving money and consolidating debts are some of the most common refinancing reasons By: Hitesh Khan/ Saving money through refinancing can be achieved in two ways: By obtaining a lower interest rate ...

With the new HECM loan limits now official, originators have a great opportunity to reach out to borrowers who would benefit from refinancing their HECM. Last week, Bob from MetLife sent out an email ...

Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

The most common reason for refinancing is to save money. Saving money through refinancing can be achieved in two ways: By obtaining a lower interest rate that causes one's monthly mortgage payment to ...

The coronavirus pandemic has many Americans rethinking their budgets as unemployment rates climb. One potential silver lining is the effect on mortgage rates, which have dipped to record lows thanks ...