As a general rule, you'll need to take a required minimum distribution by the end of each calendar year after you turn 73.

Required minimum distributions (RMDs) on pre-tax retirement accounts start at age 73 for account holders born between 1951 ...

Missing required minimum distributions can lead to large tax penalties.

Take Becka, a hypothetical married mother of three who inherited her mom’s individual retirement account (IRA). She needs to ...

But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from ...

If you’re entering retirement, it’s essential to understand how required minimum distributions, or RMDs, work. Tax-deferred ...

If you play your cards right, you can avoid an unwanted tax bill. When I first started working full-time and was able to make ...

Required minimum distributions, or RMDs, are the amounts that must be withdrawn each year from specific retirement plan accounts upon reaching the required minimum distribution age. These mandatory ...

Do Roth IRAs Have Required Minimum Distributions? No, Roth IRAs do not have required minimum distributions, at least while the account holder is still alive. But if you are the beneficiary of a Roth ...

One of the biggest benefits of saving in traditional retirement accounts like a 401(k) or IRA is the upfront tax break you receive. You won't owe any income taxes on contributions in the year you make ...

From RMDs to Medicare surcharges, these common retirement tax traps could quietly raise your bill in 2026 if you don't plan ...

Many retirees miss required minimum distributions each year, risking steep IRS penalties that Vanguard estimates could total up to $1.7 billion annually.