If your car is totaled after a fire, weather-related event, or collision with an animal, comprehensive car insurance coverage will pay you the value of your vehicle, minus any deductible. …

Total loss When an accident causes extensive or costly damage to your vehicle, we may determine it’s not practical to complete repairs (this usually means that repairs cost more than …

A motorcycle is considered totaled when it needs repairs that exceed its actual cash value. In the world of insurance, a motorcycle in this condition would be considered a "total loss." If your …

What does gap insurance cover? Gap insurance applies any time your vehicle is stolen or totaled in an accident. When you file a qualifying claim, your comprehensive or collision coverage will …

If your vehicle is stolen or totaled, and your comprehensive car insurance or auto collision coverage claim is approved, then your gap insurer will pay your lienholder what is owed under …

If your vehicle is stolen or totaled in an accident and you have loan/lease payoff coverage, we'll pay the difference between your vehicle's value and what you owe on it, up to 25% of your …

What happens if you crash a leased car? Learn more about leased car accidents and what additional steps you should take regarding your leasing company.

Often, when a vehicle is totaled or severely damaged, the insurance company may collect it to either scrap or sell at a salvage auction. In these cases, the insurance company takes care of …

Learn common situations that can occur and what to do when you need to file a claim on your car, homeowners, life, or other types of insurance.

Find out how to get the best RV insurance for your motorhome or travel trailer in South Dakota. Get a quote for South Dakota RV insurance and save.