Find out how to plan for your Social Security Retirement benefit and what you need to do once you start getting your payment.

OPM is here to help you transition from serving the American people to enjoying your retirement. These links are useful to new and existing retirees throughout their retirement journey.

Estimate your retirement benefits – The Retirement Estimator is tied to your Social Security earnings record and provides highly accurate benefit estimates for those nearing retirement age.

Apr 1, 2025 · Use online tools to create a retirement plan. Manage your finances, calculate Social Security benefits, and look up the cost of living where you might retire.

This online Social Security benefits calculator estimates retirement benefits based on your age, retirement date and earnings. See what your benefits look like.

Dec 19, 2025 · Social Security checks are normally paid on the second, third and fourth Wednesdays of each month. The day you receive a Social Security check each month will be based on your birthdate.

Our Benefit Payment Estimator is an online tool that gives you the power to experiment with as many final dates of employment and retirement dates as you’d like, so you can see how timing affects your …

Get personalized retirement benefit estimates As you make plans for your retirement, you may ask, “How much will I get from Social Security?” If you have a personal my Social Security account, you …

Dec 2, 2025 · This calculator estimates your monthly Social Security retirement benefits based on your earnings history and the age when you start to claim benefits.

Nov 7, 2025 · Deciding when to retire is a major financial and personal decision. If you retire too late, you may not have the energy to enjoy it, while retiring too early could lead to financial trouble. Below …