A Central Bank Digital Currency (CBDC) is often presented as the future of money—faster payments, lower transaction costs, and broader financial inclusion. But beneath the surface lies another story: control. Unlike decentralized cryptocurrencies such as Bitcoin, a CBDC is issued, monitored, and managed directly by a central authority. Every transaction becomes traceable, programmable, and subject to oversight.Imagine a currency where spending limits could be set by policy, or where access to fu
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