Credit Card Scams EXPLAINED: How to Protect Yourself in 2025

You DO NOT have to wait 7 years for student loans, medical collections, inquiries, late payments, evictions, repossessions & more to be deleted off of your credit reports. You just need the right information. My DIY Credit Program always delivers. We are just not breaking generational curses. We ARE breaking financial ones, too! You deserve a 750 credit 📈 score, too. Say

This is why I tell people: stop treating banks like friends. If you owe a bank or credit union money and you’re still using their checking account, they can legally take your deposits and apply them to charged-off debt — especially credit unions like Navy Federal. This happens more often than people realize, usually at the worst possible time. Protect your money by moving your deposits, separating accounts, and getting a strategy before you learn the hard way. #crediteducation #banking101 #navyf